Free Debt Relief Grants For Minorities-Government Grants to Get Out Of Debts
Minorities are the under-represented groups that need assistance and financial support to fulfill their daily life necessities and to lead an average standard of life. Minority people mostly fall into the low income bracket and face acute financial hardship hence the government has initiated plans, grants and benefit programs to assist them in their crisis and help them cover their dues and debts. The money and grants are a free gift from the government that doesn’t need to be repaid. Apply now!
Underrepresented minority groups often struggle to pay their housing bills and go into heavy debts that cause foreclosure and homelessness. The federal government has taken steps to ensure financial assistance and grants to these minority groups, facilitating housing debt relief. HUD has made provision for additional $90 million to prevent foreclosure and eviction. Moreover, The Neighborhood Reinvestment Corporation’s (NRC) would receive $200 million to prevent homelessness. The Hispanic-Serving Institutions Assisting Communities (HSIAC), Project-Based Rental Assistance program and the Indian Community Development Block Grant (ICDBG) are other grant programs facilitating decent and affordable housing facilities for minority people through financial assistance. Housing debt relief aid is also available from the USDA, Housing Choice Voucher Program, CDBG, Public Housing Program and nonprofits.
Financial loss or heavy debts has forced several minorities to drop out of college and discontinue their educational dreams. To boost their academic pursuits numerous grants and scholarship programs have been initiated by the government, foundations and organizations that cover majority of the college expenses and relives from debts. National Achievement Scholarship Program, Black Women in Sisterhood for Action, National Science Foundation (NSF), The United Negro College Fund, The Spanish American Institute, Jose Marti Scholarship Challenge Grant Fund, The Julianne Malveaux Scholarship are some of the scholarship programs for minorities.
Moreover, Minority Serving Institutions (MSIs) will now receive additional $650 million to promote academic resources for minority students. Even Pell grants can assist students to overcome their educational debts. President Obama has made provisions for students with overburdened loans. The program fosters easy loan repayment plans, reducing monthly payments and repayment period and remaining debt forgiving after 20 years. Students joining public service can even get their loan debts forgiven after 10 years.
Childcare Debt Relief for Minorities
Low income minority single parents or nuclear families need to toil hard to earn money for the family. This forces them to remain out for long hours and hence the need for a safe reliable childcare is essential. But childcares are too expensive to afford within limited income and savings. The US government has initiated plans that will significantly augment the monetary contribution towards Head Start and Early Head Start program that will enable in serving additional 65,000 families.
The Child and Dependent Care Tax Credit will also double that will raise the 20% middle class tax credit rate to 35% for daycare expenses.
Apply for the debt relief grants for minorities and get relieved from all your dues.
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