FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Apply For Free Online Federal Grants Money:

Considering that people who are financially constrained find it increasingly difficult to repay student loans, it's only natural that the demand for personal loans or grants for individuals, personal grants for women and single mothers,college grants,grants to pay debt,money for paying bills,grants for home buying,grants for small business for veterans,felons,single mothers has caught on in a big way. Grants from the government are available to people desirous of pursuing higher education here. These grants are wonderful alternative to student loans apply. The Federal govt. provides grants to State governments and non-profits who in turn use the money to provide financial assistance to women, single mothers and other eligible participants. However, Federal grants for personal financial assistance is a myth. Read More....


Federal Grants Money For Individuals-Free Grants Money

Every year, billions of dollars in federal grants for individuals are given away to American citizens who apply and qualify to receive some of this free money that never has to be repaid.
When you search the grant database to view the list of available grants, the first thing you you will realize is that there are thousands of government grants. While many of these are for organizations, research and community development, there are many federal grants for individuals that you can apply for.
For instance, there is free money for first time home buyer, investors, single mothers, and those who need help paying off loans and debts. There are even grants to help students pay for school, and this is all money that never has to be paid back.
Because federal grants for individuals are not loans, applying for these funds is different than any other type of financial aid that you may have requested in the past. There is no credit check or credit history required, you do not need a down payment, and there is no need for a co-signer or collateral. As long as you meet the qualifications and your grant is approved, you could receive as much as $50,000 in free money that you never have to repay.
Instantly access to the database to get your free grant money. See how much you can qualify to receive and obtain your check in as little as 7 days just by asking for free government money...



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Tuesday, 24 February 2015

Types of Federal Grants-Benefits of Federal Grants Money Online

Types of Federal Grants-Benefits of Federal Grants Money Online


The United States government offers federal grants to its citizens as an economic aid as a financial aid for assisting people with low income, thin bank balance and below low economic conditions to meet with their crisis and lead a satisfactory livelihood. Every year the government sets aside billions of dollars to offer as grants programs to individuals, families, organizations, children, single mothers and others.
These grants, however, require multiple eligibility criteria and a regulated process for application. The federal funds can be availed from varied government agencies, state government and local government agencies which are all regulated by the Federal Grant and Cooperative Agreement Act of 1977. Analyze the benefits of these grants that have been tailored to your need and apply for free grants money with the right credentials.
Types of Grants by the Government
The grants allotted by the government can be categorized into 5 types on the basis of the purposes it solves and the objectives it fulfills:
Categorical grants are spent for specific defined purpose and recipients have to match a portion of the federal fund. Almost 90% of federal aid dollars are used for this grant.
Project grants are given to certain qualified individuals for research projects like medical purpose, with a normal duration of three years.
Formula grants provide funds in accordance with law.
Block grants are provided by the federal government for general purpose use to state or local governments.
Earmark grants are provided by the US congress to a very limited number of individuals or entities.
Benefits of Government or Federal Grants
There is a plethora of benefits to avail from Federal grants as these are legalized, authorized and registered funds allocated for the improvement of lives and the community as a whole. Though the application process can be hassling, but these are certified and approved by the government. The lists of benefits to be noted are:
There are almost 1000 grants catering to every sector of life such as arts, agriculture, business, community development, education, food and nutrition, housing, health, law & justice, humanities, science and technology, transportation etc.
  • It offers estimated funding with certain number of awards.
  • These are fully documented and legitimate funds by the government, hence fewer chances of deception.
  • It becomes easier for applicants receiving federal grants to avail monetary aid from other government and private sources.
  • Organizations getting federal grants have access to huge credibility and can also attain wide public exposure.
  • No extra charges are required to apply for these grants.
  • These are multiple eligibility criteria hence, only people or organizations with the accurate documents and details stand the chances to qualify and not any random citizen or party.
  • All the procedures are completely streamlined. The funds are allocated to universities, researchers, non-profit associations, city, state and local agencies who subsequently allot the money on need basis.
  • The grants are need-based offered to low-income people to meet with their regular needs of life. These are non-taxable, non-repayable and is interest-free. Even with a bad credit history you can avail them.
However, the fund allocation follows several intricate procedures, demands accurate credentials, lots of paperwork and involves multiple legal processes hence, making it a difficult to qualify for them.
Over the years, these non-repayable grants and loans have helped sustain thousands of lives, enabling a balanced economy and fulfilled dreams. As of 2014, over 1000 grants programs, catering to diverse categories of social life, are offered by almost 26 federal grant-making agencies. Besides these, many private non-profit organizations and charitable organizations also extend a helping hand in allocating funds.



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Tuesday, 17 February 2015

Student Debt Relief Grant Programs Boosting Higher Education

Student Debt Relief Grant Programs Boosting Higher Education

Aspiring high in life, pursuing a college life and graduating with a degree in hand may seem to be a distant dream if you are financially constrained. Goals remain unrealized and unfulfilled due to crunching income, extravagant college costs, lost jobs, financial obligations and so on and so forth. You also may have huge loans or debts to pay off that appear to be impossible with low bank balance at your disposal.
The United States government agencies, recognizing your dreams and aspirations to pursue education and attain higher degrees, has made provisions for student loan debt relief or student loan forgiveness that proffers the opportunity to continue your studies. So, if you fall into the criteria of ‘low income level’ and have a huge debt to pay then immediately apply for these debt relief plans for financial assistance.
Circumstances in 2015
In 2015 the combined loan debt of students in America surpassed $1 trillion dollar line! This has raised the concern of the education department and the US government who offer loan forgives assistance to students to meet with the financial crisis and also to pursue their education.
Today, irrespective of the fact whether you have a Private funded debt or Federal student loan, you have multiple loan relief opportunities to bank upon.
Loan Debt Reliefs to Apply for :-
Federal Student Loan Forgiveness Programs
Federal Student Loan Forgiveness Programs is quite an effectual program that completely relieves your debts and also your worries of repaying or even reducing of loans. If you have received a federal student loan then you can avail one of the loan forgiveness programs as per your criteria:
·         President Obama’s Forgiveness Program : The best feature of the program is it provides students the flexibility to set the monthly loan payment to only 10% of their monthly income. Moreover, the Federally funded student loans due after 20 years will also be pardoned.
·         Public Service Forgiveness Programs: It is awarded to people volunteering for community service organizations funded by Government. It is also for people in other public service programs like nurses, government employees, non-profit workers, military personnel, teachers and others.
·         Military Forgiveness Programs: It is a student loan forgiveness program for the United States Armed Forces, mostly awarded to enlisted personnel, sometimes to Officers and also to the newly employed recruits.
·         Teacher Forgiveness Program: Aimed at curtailing the student loan debts and boosting teachers to attain higher degrees in the educational domain, this program has garnered huge popularity. Loan forgiveness programs for teachers are mainly categorized into two:
  •     Teacher loan forgiveness availed for Subsidized Federal Stafford Loans, Direct                           Unsubsidised Loans, Direct Subsidized Loans and Unsubsidised Federal Stafford Loans.
  •      Teacher cancellation applied for Federal Perkins Loans
 Private Student Loan Forgiveness Programs
Private loans are offered by finance companies or banks to students instead of a government agency. These have less flexibility in terms of payment terms and debt relief and come with higher interest rates and more penalties. However, there are certain debt relief programs that can be availed:
·         Loan Consolidation Programs: Combining your numerous loans into one, it offers a cutback in interest rates, extensions in loan payment, reduction in single monthly payments and other benefits.
·         Student Loan Debt in Bankruptcy: Though quite stressful, it isn’t impossible to discharge your loans via bankruptcy. You need to prove that the debt payment will inflict adversity or poverty on you and your family. The judge will evaluate your circumstances and if proved true then the debts are cancelled.
·        Loan Modification Programs: Students first must acquire loan modifications on their private student loans (a tough job) to gain benefits like low interest rates, extension in repayment and occasionally loan forgiveness too.

Every year almost 20 million Americans enroll in college and among them about 12 million apply for loans for financial aid and to meet the cost of their education. With plethora of options to choose from, students can now nurture their dreams for higher education even with pinching pockets. Apply today for these programs for monetary security and do away with the worries of overwhelming student loan debts.



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Friday, 13 February 2015

IMF $100 Million Debt Relief Grants-Federal Debt Relief Grants

IMF $100 Million Debt Relief Grants-Federal Debt Relief Grants











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Thursday, 29 January 2015

Small Business Loans and Grants For Women With Bad Credit

Small Business Loans and Grants For Women With Bad Credit








Other Useful Resource - http://sba.gov/

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Wednesday, 14 January 2015

Grants For Debt Relief-Debt Relief Grants For Individuals

Grants For Debt Relief-Debt Relief Grants For Individuals








Other Useful Resource - http://www.treasury.gov

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Friday, 9 January 2015

Single Mom Grants For Debt Relief-Debt Relief Grants 2014

Single Mom Grants For Debt Relief-Debt Relief Grants 2014







Other Useful Resource - http://grants.gov

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Wednesday, 31 December 2014

Free Grants Money For Women Starting Small Business

Free Grants Money For Women Starting Small Business

Starting a business is not for the faint of heart. Grant assistance can help but will still require persistence and thorough knowledge of your business goals and the competitive market to succeed. A solid business plan should be completed before pursuing grant funds. Grant opportunities are abundant for the new entrepreneur to help launch her dreams.
Get SCORE Advice
The Service Corps of Retired Executives (SCORE) are volunteers across the United States. They usually are in al Small Business Administration office. These management professionals offer advise to would-be entrepreneurs. Consultation with one of them can save you time and money before developing the business plan. Their consulting advice is free and there is no limit to the number of times you can meet with them. Use them to flesh out your ideas and get more clarity on the viability of your business idea.
Get a Winning Business Plan
Small Business Development Centers assist entrepreneurs with developing a business plan. They can usually be found at a community colleges or chambers of commerce. These are low- or no-cost opportunities to work with professionals. They may also be aware of grant opportunities for which your business can apply.
The Power of Networking
National, online and local organizations are available to help women entrepreneurs. Savor the Success.com, Woman owned.com and Start Up Nation.com have sections for women in business. Magazines such as Black Enterprise, Hispanic Business Journal and Asia-Inc. offer insight. Other publications are Entrepreneur, Fast Company, Go, Pink, Minority Women In Business, Minority Business Entrepreneur and Women Business. Ladies Who Launch and Divas Who Dine, are national organizations that have local chapters. Look for them for support to your business.
Go to their events, get on the mailing list and read through their websites for news on grants. Corporations use these business avenues to get their grant opportunities out to the public.
Meet Your Politicians
Contact your city, county, state and federal representatives for funding opportunities. Tell them about your business goals and desire for grant funds. You will want a letter of support from an elected official to go with your application. They may also be aware of government funds available for businesses. Ask about enterprise or empowerment zones, which provided tax credits and some grants to startup or expanding businesses.
Government Grants
Unlike the private sector, the federal government has created a one-stop location for sourcing grants--www.grants.gov. This site sorts grants by category, agency or subject matter. The grant information FAQs are well-documented and provide a customer service contact for further questions. But don't limit your search to the business category only. Do a search by subject for the industry, people you will serve or hire, the location and the product or service you will deliver. Be careful: there are paid sites and consultants that will use these same sites and charge you for the same information.






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