FIND and APPLY for Federal Grants. The U.S. Department of Health and Human Services is proud to be the managing partner for Grants.gov, an initiative that is having an unparalleled impact on the grant community.

Apply For Free Online Federal Grants Money:

Considering that people who are financially constrained find it increasingly difficult to repay student loans, it's only natural that the demand for personal loans or grants for individuals, personal grants for women and single mothers,college grants,grants to pay debt,money for paying bills,grants for home buying,grants for small business for veterans,felons,single mothers has caught on in a big way. Grants from the government are available to people desirous of pursuing higher education here. These grants are wonderful alternative to student loans apply. The Federal govt. provides grants to State governments and non-profits who in turn use the money to provide financial assistance to women, single mothers and other eligible participants. However, Federal grants for personal financial assistance is a myth. Read More....


Federal Grants Money For Individuals-Free Grants Money

Every year, billions of dollars in federal grants for individuals are given away to American citizens who apply and qualify to receive some of this free money that never has to be repaid.
When you search the grant database to view the list of available grants, the first thing you you will realize is that there are thousands of government grants. While many of these are for organizations, research and community development, there are many federal grants for individuals that you can apply for.
For instance, there is free money for first time home buyer, investors, single mothers, and those who need help paying off loans and debts. There are even grants to help students pay for school, and this is all money that never has to be paid back.
Because federal grants for individuals are not loans, applying for these funds is different than any other type of financial aid that you may have requested in the past. There is no credit check or credit history required, you do not need a down payment, and there is no need for a co-signer or collateral. As long as you meet the qualifications and your grant is approved, you could receive as much as $50,000 in free money that you never have to repay.
Instantly access to the database to get your free grant money. See how much you can qualify to receive and obtain your check in as little as 7 days just by asking for free government money...



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Sunday, 19 April 2015

Debt Relief Grants For Single Mothers-List of Debt Relief Grants For Single Moms

Debt Relief Grants For Single Mothers-List of Debt Relief Grants For Single Moms

Juggling with multiple responsibilities can at times lead to huge debts for single mothers. This can be a real crisis situation with having bills or money due and the concerned person knocking at the door for the payment. Don’t worry, the federal government, your state, local authorities and nonprofits have many debt relief grant programs for single mothers to help them of their grave situation and enable them lead a debtless life.
Read through the article to know the varied debt relief grants that can save you from complexities and let you avail the services and required necessities of daily life.
List of Debt Relief Grants for Single Mothers to Apply for
Debt Relief Grants for Housing Bills: mothers can seek help for housing debt relief from HUD, the biggest federal agency for rental needs. Single moms may often incur huge debts for home purchasing or paying rents. HUD is the best source to clear the dues or pay for your rent or security deposits. You can also seek assistance from the varied programs like Section 8 Housing Choice Voucher Program, Public Housing Authorities’ Vouchers and USDA Rural Development that offers funds to pay your rents, preventing eviction or homelessness. Moreover, there is help available from several nonprofit organizations, local agencies, charities and religious institutions for any emergency situation. Some names to remember are:
Debt_Relief_Grants_For_Single_Mothers Salvation Army
Catholic Charities
Habitat for Humanity
Low-income Housing Tax Credits 
United Way
Legal Aid Society
American Red Cross
Debt Relief Grants for Home Repairing: substantial funds may be required for home repairing work like electrical wiring, home modification, damage mending, new roofing, removing safety hazards for a secured living. Single mothers with limited income may find difficulty in paying for the home improvement debts hence states, federal government and local authorities initiated few programs for monetary support:
Housing Preservation Grants 
Community Development Block Grant Program (CDBG) 
Grants.gov
Energy.gov
Debt Relief Grants for Utility Bills: for single mothers with limited income, exorbitant utility bills can be a matter of concern. There are free grant money for your utility, water, gas, energy bills from the federal government, state, utility companies, local agencies and non-profit organizations that help in compensating bills and offsetting the debts. Some of the essential names or programs to count on are:
Home Energy Assistance Program For Low-Income
LIHEAP Crisis Program
•       The Weatherization Assistance Program
The Home Energy Assistance Program 
Low-Income Payment plan 
H2O – Help to Others
Debt Relief Grants for Medical Bills: medical costs are a huge expense for families and for single mothers the accelerating bills, especially without insurance, can be frightening. However, medical attention for self, kids or family is necessity and cannot be overlooked. In such cases financial assistance is required to clear off debts. Financial support, discount and medical costs are given by the government, state, hospitals, charities, nonprofits and local agencies to pay for the expenses and cover up the insufficient medical insurance. Some significant programs and charity names offering service are:
Medicaid
Co-pay assistance plans 
Jewish Federation of North America
The Aubrey Rose Foundation
Net Wish
American Red Cross
Debt Relief Grants for Day Care Bills: single mothers need safe and reliable day care services for their kids when they are away for work or college. However, it can be pricey to afford and might have due bills to pay. Take help from the government, private organizations and nonprofits to clear off the debts. You can seek help from:
Head Start
Temporary Assistance for Needy Families (TANF)
Child and Dependent Care Credit
Don’t worry with your debts now. With this huge list of debt relief grants for single mothers you can surely clear your dues and plan your further expenses accordingly. Get started today, apply for the programs and clear your dues.



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Saturday, 11 April 2015

Debt Relief Grants to Pay Your Medical Bills-Free Money For Pay Off Debts

Debt Relief Grants to Pay Your Medical Bills-Free Money For Pay Off Debts


Debt relief grants are a blessing in disguise, especially for those with limited financial support and crunched bank balance. Medical expenses consume a major portion of every family’s budget and the rising bills can really be a matter of concern for all. Substantial funds get consumed which also leads to huge debts.
The ever rising cost of health care have caused a toll on monetarily deprived families, particularly for those with no insurance or those that only cover a portion of the medical costs. The U.S. government, states, recognized authorities, institutes, charities and nonprofits offer many debt relief grants that cover the expenses of the medical costs and also pay for your insufficient medical insurance.
Debt Relief Grants to Apply for Paying Medical Bills
Government assistance grants: the federal government offers some debt relief grants for medical assistance.
Medicaid: monetarily depressed families can get medical coverage for their overpriced bills from the Medicaid. It is a joint program of the federal and the state and is administered by the Health and Human Services Commission (HHSC). This national social insurance program is for aged Americans of 65 years or above and people with disabilities or specific health problems. Medicare is another such program.
Debt_Relief_Grants_to_Pay_Medical_BillsFederal Government Health Resources and Services Administration (HRSA): this organization offers medical care and support even without any insurance. Almost $386 million was given in 2015 for medical assistance, treatment, free checkups and prescriptions. Disadvantaged people, pregnant women, single mothers, disabled people, elders and young children can all avail this medical aid.
State Assistance Grants: Every state sets aside funds for their insurance plan for the low-income families with children. You can contact your local or state level offices for medical grants. Moreover, states have provision for free health care programs for their residents that offer funds, fee checkups and medicines. Visit the Healthcare.gov site for all the required information.
Local assistance grants: Many local governments and states run programs to help people who need assistance with high medical bills. There are also a few non-profit private groups which offer financial help in offsetting medical expenses.
Hospital’s financial aid programs: Many hospitals and nonprofit medical clinics have various charity care programs which help families in compensating or reducing medical bills. Families are usually selected based on income and savings eligibility.
Programs to cover insufficient Insurance: Most patients have options to avail assistance from various programs for cases where treatment cost is not covered by the health insurance plan or the coverage provided by the employer is very limited. Programs like co-pay assistance plans and other government programs provide assistance in payment of medical bills and coverage of health care expenses.
Non-Profit Organizations: there are various organizations which support cost and provide assistance to people suffering from specific illnesses or health conditions. Some important names like Community Action Organizations, American Red Cross, Jewish Federation of North America, The Aubrey Rose Foundation, Net Wish, United Way and others offer assistance with paying off debt relief for medical bills.
If you are in need of debt relief grants to pay medical bills then you need to apply and qualify the stated eligibility criteria. Keep your medical bills, document and other essential papers ready to claim your money. Now get the best medical care, forgetting about your debts.



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Wednesday, 8 April 2015

Free Credit Card Debt Relief Grants For Individuals-Debt Relief Money

Free Credit Card Debt Relief Grants For Individuals-Debt Relief Money



credit_card_debt_relief_grants

free_debt_relief_grants_for_bills

free_debt_relief_grants_money




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Thursday, 2 April 2015

List Of Free Grants Money in Michigan-Home, Education and Debt Relief Grants

List Of Free Grants Money in Michigan-Home, Education, and Debt Relief Grants


Residing in Michigan can now be an enjoying experience for the residents with the huge list of grants and monetary assistance from the government, state, nonprofit associations and other recognized agencies. If you are down financially and in need to funds for your expenses then there are a plethora of them. Check the complete list and start applying for free grants money in Michigan today!
List of Grants That You Can Apply for in Michigan
Housing Grants in Michigan
U.S. Department of Housing and Urban Development (HUD): HUD is a U.S. federal agency offering housing assistance grants to financially-challenged families. Low-income families residing in Michigan can avail funds for rental needs and also get apartments at subsidized rates from the owners through HUD. In 2015 HUD awarded over $5.5 million for Permanent Homes and Services to Extremely Low-Income People with Disabilities in Michigan.
Moreover, there are repair programs from HUD:
Michigan Affiliates of Habitat for Humanity
Veterans Affairs Regional Loan Center
USDA Rural Development Office
Michigan State Housing Development Authority: it is a quasi-public agency administered by the Michigan Strategic Fund that provides funds for safe and affordable housing, land acquisition and development for eligible applicants. This agency of the U.S. State of Michigan offers the following grant programs:
Blight Elimination
Homebuyer Program
Homeowner Program
Pre-Development Program
Rental Program
Michigan Tuition Incentive Program: the program facilitates financially constrained students of the state to complete their high school and also qualify for the Medicaid coverage for 24 months. Initiated in 1987, the program has administered $94,552,160 by 2013 to cover the expenses of post-secondary education. The SSG or Michigan Student Scholarships and Grants dispense the notifications to eligible students. There are Phase I and Phase II of the Tuition Incentive Program with varying eligibility criteria.
Michigan Competitive Scholarship: Funded by the state of Michigan, the program recognizes the financial need and academic merit of the students getting enrolled in degree-granting Michigan independent and public postsecondary institutions. The eligibility requirements for the program are:
First college degree
Financial need
FAFSA filed on time
Undergraduate schooling
Qualifying ACT score
Student must be enrolled at least for half time in a recognized public or private institution
Michigan resident
Academic merit
Michigan Opportunity Grant: the grant program is targeted towards undergraduates in need of finance for their higher degrees. The maximum grant money given is up to $1,000 per academic year. However, the amount varies according to the current state funding. The eligibility criteria for the program are:
Students must be residing in Michigan for at least 12 months before applying for the program
Students need to be enrolled in a public Michigan college or university
The enrollment should be at least a half-time basis
Michigan Tuition Grant Program: formulated in 1966, this program awards undergraduate students for their total cost of tuition and fees. The grant, administered by the Student Grant and Scholarship Division, is given to students enrolled in attending independent, degree-granting nonprofit postsecondary institutions in Michigan. The annual funding, that exceeds $30 million, is determined by the Higher Education Appropriations Act for almost 20,000 students every year who need to file a Free Application for Federal Student Aid (FAFSA) form.
Besides these, there are many other grants, specific funding programs and scholarships from the government, nonprofit organizations and state agencies. Some of the important programs for you are:
Michigan Promise Scholarship
Adult Part-Time Grant
Michigan Nurse Scholarship Program
Children of Veterans Tuition Grant
Fostering Futures Scholarship
Michigan Promise Scholarship
GEAR UP Michigan Scholarships
Teacher Loan Forgiveness
Single mothers residing in Michigan have a huge list of grants catering to their every need and requirements of daily life. The state has come up with all types of grants and financial funding programs that cover up the expenses, facilitating a smooth, affordable and accomplished life. Some of the specific grant categories are:
Housing Assistance
Food and Nutrition
College Education
Child Care
Health Care
So, if you are a resident of Michigan you have monetary assistance for all your basic needs. All you need to do is apply for online grants in Michigan and get benefitted from the funding that is all yours for an accomplished life.



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Sunday, 29 March 2015

Free Grants For Small Business Startup-Financial Assistance Programs For Business

Free Grants For Small Business Startup-Financial Assistance Programs For Business


Are you looking to set up your independent business in the rural sectors of America? If it is yes, then probably you have visited the perfect site that offers the best solutions for a lucrative funding opportunity to establish your dream company.
The United States Department of Agriculture (USDA) is the foremost source for financing of small businesses in rural sectors. It offers many grant programs, financial assistance, strategic planning, training and business development prospects to entrepreneurs that help them accomplish their vision of venturing into the business world.
USDA Small Business Financial Assistance Programs
The United States Department of Agriculture offers several free grant programs for small business start-up in rural sectors or next to city or town with population that does not exceed more than 50,000. Have a look at the varied grants for your business venture.
Rural Business Enterprise Grants
The RBEG program, administered by the USDA, offers grants to rural public entities, private or public nonprofit organizations and Indian tribes of the rural areas with not more than 50,000 inhabitants. Projects geared towards emerging small rural businesses, adult education for employment, distance learning networks and others receive amount from $10,000 to $500,000.
In 2014, 50 new Rural Business Enterprise Grants (RBEG) was declared by the USDA for boosting up of small ventures.
Rural Business Opportunity Grants
RBOG program offers grants to a maximum amount of $100,000 to businesses in rural communities for the overall economic development. The grants are offered on competitive basis only for exceptional needs and given for:
Free-Grants-For-Small-Business-Startup
  • Economic planning
  • Training to entrepreneurs
  • Technical assistance for development of small business
The projects that can be funded under the RBOG are:
  • Leadership development & guidance, technical assistance and business training for entrepreneurs
  • Initiating business incubators with commercial kitchens
  • Market development and feasibility studies
Loan and Grant Program For Economic Development
RDLG, administered by USDA, offers local utility organizations zero-interest loans that are later allocated to local businesses involved in projects for the economic development and creating job opportunities in rural sectors.
The varied projects types that receive funding from USDA are:
  • Medical care equipment and facilities for rural residents
  • Capitalization that turns loan funds
  • Education and training facilities or equipment for the all round economic development of the rural residents
  • Community Development Assistance Program that generates job opportunities or enhances the changes for public bodies or non-profit organizations
  • Business Incubators
  • Initiating telecommunications or computer networks that assist in long distance learning or medical care
Value-Added Agriculture Producer Grant
Value-Added Agriculture Producer Grant supports in planning and development of business plans and working capital. This program stresses on regional and local supply system, offering funds and financial support for such projects. Moreover, it also assists deprived farmers and ranchers. The two basic purpose of the program are:
  • Creating center that disseminates information for agricultural purpose
  • Refining of products for the enhancement of the total value of agricultural products
USDA has been providing more than 15,000 grants, offering assistance to above 60,000 rural small businesses since 2009. The cooperative development programs and business plans have helped several entrepreneurs realize their dreams and fulfill your goals. Contact your USDA Rural Development office in your vicinity to avail all information for the assistance and move ahead with your endeavor.




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Monday, 23 March 2015

Debt Relief Grants For Pregnant Women-Apply Free Maternity Grants Money

Debt Relief Grants For Pregnant Women-Apply Free Maternity Grants Money









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Thursday, 19 March 2015

Federal Tuition Grants For Your Higher Education-ACG and SMART Grants Money Online

Federal Tuition Grants For Your Higher Education-ACG and SMART Grants Money Online


Attending a college can be a costly affair with huge expenses to meet. However, there are several meritorious students in dearth of money, finding it difficult to fulfil their educational dreams. Are you among them? If yes, then don’t worry as there is help for you to realize your goals and move ahead into a bright future.
The U.S. government has contrived many federal grants that cover the huge expense of tuition costs, enabling commendable students to accomplish their aspiration for higher education. Don’t accrue debts for your education; accumulate degrees for a well secured life and thriving job.
Federal Tuition Grants for Your Higher Education
Federal Pell Grant
To encourage more and more access to post-secondary education, the government has formulated the Federal Pell Grant for needy families with dearth of funds. It is a need-based grant for disadvantaged undergraduates that offer monetary assistance to students for attaining higher education at more than 5,400 recognized post-secondary institutions. An award of $5,775 has been decided upon to be offered for the year 2015–16.
Federal Tuition Grants For Your Higher EducationHowever, there are certain criteria based on which the amount is awarded, these are:
  • The cost of attending the college which is determined by the institution
  • The expected contribution by the family of the student (EFC)
  • The enrollment status of the student i.e. whether it a full-time or part-time learning 
  • Whether the student will attend college for a complete academic year or less than that
Interested students must fill out the Free Application for Federal Student Aid (FAFSA) needed to determine the financial need of the student by the U.S. Education Department.
Academic Competitiveness Grant
ACG is a supplemental grant conferred to undergraduate students of the first year and second year who have exhibited excellent results. Students receiving this award must also be a recipient of the Federal Pell Grant award and must be enrolled for a minimum of half year. First-year students get $750 per year and second-year students receive $1300 per year for their education.
Grants For National Science and Mathematics Access to Retain Talent (SMART)
It is another supplementary grant bestowed to third, fourth and fifth-year undergraduate students pursuing engineering, computer, math, and technology. Students can also have major in foreign languages, qualifying liberal arts program and technical fields. A maximum amount of $4,000 is awarded if they are a recipient of the Federal Pell Grant award, have been enrolled for at least half year and have retained at least a 3.0 GPA for all the classes.
Grants For Federal Supplemental Educational Opportunity
FSEOG is a need-based grant awarded to college undergraduate students with monetary crisis to help them meet the expenses of post-secondary education. Approximately 3,800 accredited post-secondary institutions offer the grants money to exceptionally needy students that range from $100.00 and $4,000.00 every year. The grant money is given to:
  • U.S. citizens
  • Students who have demonstrated extreme death of money or those with the lowest Expected Family Contributions (EFCs)
  • Those Students who are the receivers of Free Federal Pell Grants
  • Those who have filed the Free Application for Federal Student Aid (FAFSA) form
The Teacher Education Assistance for College and Higher Education Grant
TEACH Grants are given to financially challenged undergraduate, graduate, and post-baccalaureate students looking to complete their course work for a career in teaching. An amount of $4,000 is awarded upon signing a TEACH Grant Agreement that requires the applicant to:
  • Teach in high-need field
  • Teach in educational service agency, elementary school or secondary school catering to the students of low-income family backgrounds
  • Teach for minimum full four academic years within 8 years of completion of the course for which the grant has been awarded
If you are in need of the tuition grants then you may also look for grants from several educational institutions. Thoroughly browse the net and varied government sites. There are several federal grant programs for you, facilitating your educational needs that help you to achieve your goal and dreams of higher education and a secure life.




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